Legal Documents

Privacy Policy

We collect calculator inputs to provide on-page estimates and improve product quality. We do not sell personal information. Where contact forms are used, submitted details are only used for customer support and broker matching.

• Usage analytics may be collected in aggregate form.
• User-submitted contact details are processed only for requested services.
• You can request deletion of personal data submitted through lead forms.

Terms of Use

By using this site, you acknowledge that all calculator outputs are indicative estimates and may differ from lender, legal, and tax outcomes. You agree not to rely solely on these tools for financial decisions without professional advice.

Financial Disclaimer

LoanChat provides general information only and does not provide personal financial advice. Tax outcomes vary by individual circumstances. Lending approval depends on lender policy, verification, and regulatory requirements. Always confirm assumptions with a licensed mortgage professional, tax adviser, or legal adviser before acting.