QLD Stamp Duty Calculator
Estimate Queensland transfer duty, first-home buyer concessions, and total purchase costs before making an offer in QLD.
How transfer duty works in Queensland
Queensland transfer duty depends on property value, buyer type, and whether you qualify for a first-home-buyer concession. The same property price can therefore produce a very different upfront cash requirement in QLD than in NSW or VIC.
Who this Queensland page is for
Use this page if you are buying in Queensland and want a QLD-specific duty estimate for owner-occupier, first-home-buyer, investor, or foreign-buyer scenarios before you set your offer range.
π State Stamp Duty Comparison β $800,000
π Stamp Duty Key Points
- β’ Stamp duty varies significantly by state β differences can be tens of thousands
- β’ First home buyers may get concessions or exemptions
- β’ Foreign buyers pay additional surcharges
- β’ Off-the-plan purchases may be taxed on land value only
- β’ ACT is phasing out stamp duty in favor of annual fees
- β’ Stamp duty is due at settlement in a lump sum
π First Home Owner Grants by State
Key Australian takeaways
- Transfer duty is set by each state or territory, not by one national schedule.
- First-home-buyer concessions, foreign-buyer surcharges, and registration costs can materially change settlement cash.
- NSW, VIC, and QLD often drive the largest search demand, but WA, SA, ACT, TAS, and NT still need state-specific checking before exchange.
Queensland-focused state comparison
QLD should be the baseline if you are buying in Queensland, but it still helps to compare with NSW and VIC to see how transfer duty and concessions shift across the eastern states.
QLD
Queensland transfer duty is the core estimate on this page and should be used for your working cash-to-complete budget.
Stay on QLD pageNSW
NSW has different first-home-buyer thresholds and transfer-duty rates, so cross-state comparisons can materially change affordability planning.
Compare NSWVIC
Victoria also uses a separate transfer-duty scale and concession structure, which makes VIC a useful comparison point for QLD buyers relocating interstate.
Compare VICAU
Use the Australia-wide page if you want to compare QLD with additional states and territories before narrowing down your purchase plan.
Open Australia-wide pageQueensland first-home-buyer concessions
Queensland concession settings are specific to QLD and can change by property value and buyer status. Treat both the transfer-duty concession and any first-home-owner support as separate checks when building your purchase budget.
Owner-occupier vs investor vs foreign buyer in QLD
Owner-occupiers, investors, and foreign buyers can face different duty outcomes in Queensland because concession access and surcharge exposure are not the same across buyer types.
Queensland example
Example only: on an $800,000 Queensland purchase, a first-home buyer may see a materially lower transfer-duty bill than an investor, while a foreign buyer may face the base duty plus an extra surcharge layer.
Next Queensland planning steps
After checking QLD transfer duty, move on to deposit, upfront costs, and broker guidance so your Queensland buying budget is built on full cash requirements.
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QLD Stamp Duty Calculator (2026)
Last updated: March 13, 2026
This Queensland stamp duty calculator estimates QLD transfer duty for owner-occupiers, first-home buyers, investors, and foreign buyers so you can model full purchase costs in Queensland.
How to use this Queensland page
- Set the property price and keep the state on QLD for a Queensland-specific estimate.
- Switch buyer type to compare owner-occupier, first-home buyer, investor, and foreign-buyer duty outcomes in QLD.
- Use the result to compare transfer duty, concessions, and full purchase budget before you buy in Queensland.
Queensland references
- Queensland Revenue Office transfer duty schedules and concession guidance
- Queensland first-home buyer concession and grant references
To see how Queensland transfer duty changes the rest of your settlement cash, pair this page with the Home Loan Deposit Calculator.
QLD stamp duty FAQ
How is QLD stamp duty calculated?
Queensland transfer duty is calculated using the property value, the buyer profile, and the applicable concession or surcharge settings in QLD.
Do first home buyers get a QLD stamp duty concession?
Eligible first-home buyers may receive Queensland concession relief, but the value thresholds and eligibility rules need to be checked against the current QLD guidance.
Is QLD transfer duty different from NSW and VIC?
Yes. Queensland has its own transfer-duty schedule and concession settings, so the same property price can produce a different result from NSW or VIC.
Do foreign buyers pay extra duty in Queensland?
Foreign buyers can face additional duty exposure in Queensland, which should be treated as extra cost on top of the base transfer-duty estimate.
Official References
Stamp duty settings differ by state and buyer profile.
- According to the Australian Government First Home portal, eligible first-home buyers may receive concessions or exemptions depending on state policy.
- According to the ATO rental property guidance, property tax treatment should be reviewed alongside transfer duty when estimating total purchase cost.
Reviewed: March 3, 2026